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  • "Thank you so much for what you do, you're a blessing."
    2017-11-22T11:17:57+00:00
    "Thank you so much for what you do, you're a blessing."

    "Bob took really good care of me. I found myself a widow overnight and he really walked me through the process of making sure my daughter and myself were properly taken care of... Will always be grateful."
    5.0
    2014-02-18T12:21:56+00:00
    "Bob took really good care of me. I found myself a widow overnight and he really walked me through the process of making sure my daughter and myself were properly taken care of... Will always be grateful."

    "I feel like everyone needs an attorney to assist with VA benefits because you can answer the questions wrong or complete the wrong form. Having Mr. Goldberg and his staff has saved me a lot of worry."
    4.0
    2014-02-28T12:01:54+00:00
    "I feel like everyone needs an attorney to assist with VA benefits because you can answer the questions wrong or complete the wrong form. Having Mr. Goldberg and his staff has saved me a lot of worry."

    "Thank you very much for all your concern. Bob, I wish I went with you in the beginning as my lawyer. You and your staff have been wonderful."
    5.0
    2014-02-28T13:09:43+00:00
    "Thank you very much for all your concern. Bob, I wish I went with you in the beginning as my lawyer. You and your staff have been wonderful."

    "Thank you for all you have done over the years. You assisted in planning for my parents' assets during their aging. You assisted with my dad's ability to be in a private room in the nursing home. You assisted with life insurance issues after his passing and you helped with pushing the cemetery to keep my dad's resting place well maintained. Since I am out of state, your service has been a refuge. Thank You!"
    5.0
    2014-03-07T10:57:08+00:00
    "Thank you for all you have done over the years. You assisted in planning for my parents' assets during their aging. You assisted with my dad's ability to be in a private room in the nursing home. You assisted with life insurance issues after his passing and you helped with pushing the cemetery to keep my dad's resting place well maintained. Since I am out of state, your service has been a refuge. Thank You!"
    3.0
    5
  • MEDICAID PLANNING

    The Senior’s Guide to Medicaid Planning

    • Significantly Reduce or Eliminate Nursing Home Costs
    • Safeguard Your Assets and Life Savings
    • Get the Government to Pay for Your Long-Term Care

     

    Plan for a worry-free tomorrow.

    For families of all financial backgrounds, the prospect of long-term care can be frightening. With nursing home costs averaging $72,000 per year in Georgia, it’s not uncommon for families to spend their entire life savings during the first 1-3 years of care. Fortunately, there’s a better way to pay for the help you need.

    You may be surprised to learn that the government will cover most, if not all of your long-term care costs under the Medicaid program, even if you believe you have too many assets or too much income to qualify.

    Medicaid for long-term care is the program designed to assist nursing home residents with the staggering costs of their care. It is jointly funded by the state and the federal government.

     

    What does Medicaid for Long-Term care cover?

    • Doctor Bills
    • Hospital Bills
    • Skilled Nursing Facilities

    You can qualify for benefits from the government to pay for your long-term care, without having to sacrifice everything you’ve worked so hard for during your lifetime.

    This is accomplished through Medicaid planning- the use of legal tools and strategies approved by the state and federal government to help you reallocate assets and modify income streams in order to fall within Medicaid income and asset requirements.

    With a solid Medicaid plan in place, qualification for benefits is easy. You’ll no longer have to worry about becoming a burden to loved ones or running out of money to pay for your continued care. You will also enjoy peace of mind knowing that your assets and income streams will stay preserved for a healthy spouse or a child with special needs still living at home. Furthermore, your inheritance will transfer safely to your loved ones after your passing, rather than being consumed by nursing home costs.

     


    Don’t lose out on benefits because of these myths!

    Myth #1 You have to be impoverished to qualify for benefits.

    FALSE. While Medicaid is a needs-based program, the government approves the use of legal tools such as trusts, to help you reallocate assets in order to fall within Medicaid income and asset guidelines. The purpose of Medicaid is to prevent people of modest means from becoming impoverished because of a disability or long-term care need.

     

    Myth #2 You’ll have to use up your resources and “spend down” any assets before you can qualify.

    FALSE. Sometimes people are given incorrect information about how to spend down assets, such as making gifts of their home or money in an improperly structured manner, and selling their home and dividing the proceeds. Heeding this advice can actually cost your eligibility for Medicaid benefits in the future. Yes, you need to be within the asset limitations, but there are better ways than “spending down” to reach them. Many things can be done to preserve your assets, safeguard your income and still qualify for Medicaid.

     

    Myth #3 I have too much income to qualify.

    FALSE. Although income is an important factor in determining the “share of cost,” it is not a determining factor for Medicaid qualification.

     

    Myth #4 I have already been denied for Medicaid benefits and do not qualify.

    FALSE. It’s ok if you’ve been denied for Medicaid benefits in the past. Medicaid planning exists to help you make the necessary changes that will allow you to receive your benefits in the future. We can help you make such changes and reapply at the appropriate time.